Our debt harassment attorneys at Golden & Cardona-Loya, LLP pride pride ourselves on our honesty, integrity and refusal to back down until we have obtained a fair and just result for our clients. We feel that responsiveness is an important aspect of the attorney-client relationship. We make ourselves easily accessible to all our clients by phone or email. In most circumstances we respond to client questions within 24 hours.
Jeremy S. Golden, Esq.
In 2011 Mr. Golden was nominated as one of San Diego’s Top Attorneys by SDMetro magazine in the field of Consumer Law. He previously obtained a unanimous seven-figure jury verdict for a police officer victimized by discrimination and retaliation. On behalf of consumers he has successfully defended over 200 collection cases and prosecuted numerous cases for wrongful foreclosure and various violations of the FDCPA, TILA, and Rosenthal Act.
Awards
Top Attorney – Consumer Law – San Diego Metro Magazine – 2011
Semi-Finalist – Top Attorney Real Estate – San Diego Daily Transcript – 2011
Dean’s List – Santa Clara University School of Law – 2003
Honors Moot Court Board – Santa Clara University School of Law – 2002
Witkin Award for Academic Excellence – Witkin Legal Institute – 2001
Associations
National Association of Consumer Advocates
San Diego County bar Association
State Bar of California
Speaking Engagements
Defending Collection Lawsuits – 2010
Defending Foreclosures – 2008
Collection Cases and FDCPA violations – 2008
Solving Identity Theft and Credit Reporting Problems – 2008
Admissions
State Bar of California
United States District Court, District of California – Southern District
United States District Court, District of California – Central District
United States District Court, District of California – Eastern District
United States District Court, District of California – Northern District
Education
Santa Clara University School of Law, J.D. – 2003
University of Wisconsin-Madison, B.A. – 2000
Octavio Cardona-Loya II, Esq.
Mr. Cardona-Loya has been at the forefront of litigation against mortgage servicers since the economic collapse in 2008. He primarily focuses on representing consumers in their claims against mortgage servicers and debt collectors. He has stopped numerous foreclosures, obtained loan modifications with principal reductions, and obtained favorable and well-known court rulings under the Home Affordable Modification Program. He also brings experience in other areas of practice including immigration, personal injury, medical malpractice, and estate planning.
Awards
California Western School of Law
Dean’s Scholarship for Ethnic and Cultural Diversity
Academic Achievement Award for Counter-Terrorism in the Post-9/11 World
Academic Achievement Award for Advanced Legal Research and Writing
State Bar of California Wiley W. Manuel Award for Pro Bono Services, 2007
Dean’s Honor List, Spring 2006, University of San Diego, Phi Beta Kappa, 2004.
Publications
Medicare to Cut Physician Reimbursements.The Journal of Biolaw and Business, Vol. 10, No. 1, 2007.
Speaking Engagements
Defending Collection Lawsuits – 2010
Defending Foreclosures – 2008
Admissions
State Bar of California
United States District Court, District of California – Southern District
United States District Court, District of California – Central District
United States District Court, District of California – Eastern District
United States District Court, District of California – Northern District
Education
California Western School of Law, J. D., cum laude, 2007
University of San Diego, B. A., magna cum laude, 2004
Daniel P. Heilbrun, Esq.
Mr. Heilbrun’s passion has been to advocate for consumers and small businesses. This began before law school and continued through working with several pro bono organizations throughout the economic collapse in 2008. He is a real estate broker as well as an attorney. With a background in finance, Mr. Heilbrun understands the importance of accurate credit reporting and financial health. He also brings experience in other areas of practice including corporate formation, personal injury, contracts, tax, and business litigation.
Associations
Consumer Advocates of San Diego
San Diego County bar Association
State Bar of California
Pro Bono
Wills for Heroes Chairman
HOME Clinic Volunteer
Pro Bono Secretary
Delt Law Foundation
Admissions
State Bar of California
United States District Court, District of California – Southern District
Education
University of San Diego School of Law – 2007
University of North Texas, B.A. – 2001