You may wonder if you can stop a debt collector’s calls without filing bankruptcy? The simple answer to this question is yes.  If you are getting harassing calls for debts that you may or may not actually owe, we can make them stop!  Federal Fair Debt Collection Practices Act provides specific tools whereby we can require debt collectors to stop harassing calls.  More importantly, under the Telephone Consumer Protection Act you are entitled to $500.00 to $1500.00 PER CALL for telephone calls on your cell phone by automated dialers and/or automated recordings.  Generally, these calls start with a computerized message such as “If – this – is – (your name) – please call – (name of debt collector) …”.  Otherwise, there is generally a second or two delay before a live debt collector comes on the phone and requests payment etc.  If you or anyone you know is receiving such calls, we may be able to help you, without any up-front fees incurred by you.  We accept cases on contingency fees and/or agreement to seek our fees from the debt collector responsible for the harassing calls.  We provide a free confidential consultation so that our potential clients can make an informed decision as to whether or not filing bankruptcy is really the best choice for their specific situation.