We have seen several cases where the debt collector doesn’t even know who they are calling and they don’t believe the person when they tell the collector they got the wrong person or if that person does not owe the debt they are collecting. This can occur when the actual debtor changed his/her number and you now have that number, or when you have the same name as the actual debtor and the collector found your name and contact information as the possible actual debtor by simply doing an internet search.
Unfortunately, however, just telling them they have the wrong person does not do anything for you—they will assume you are lying to get away from the debt and they will continue to harass you, they will report negative activity on your credit report, and possibly even file a lawsuit against you.
If you are being wrongly contacted, you should take action immediately to prevent the debt collector from suing you and garnishing your wages, to stop the harassing phone calls and letters, and to prevent you from wrongfully receiving negative credit reports. YOU CAN SUE THEM and receive a court order for them to stop contacting you and award you monetary relief, all at no cost to you! Contact us today to discuss your options.
